Deferred payments


“Buy now, pay later” is a modern payment method that allows the customer to pay for the goods within 30 days of purchase

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How do deferred payments work?

Deferred payments give customers much more freedom, so they have become extremely popular.


When a customer buys a product online, they can apply for a deferred payment option.

In order to grant this option, a verification process must be completed.

More independence

The customer can pick up the goods immediately, and pay for them whenever they want

within the next 30 days.

Fully secure

The verification process is carried out by Blue Media S.A.

The short-term loan itself is provided by our trusted partner, Smartney, a loan institution entered in the register kept by the Polish Financial Supervision Authority (KNF).


the year we entered the market


banks and financial institutions use our solutions


online stores use our payment solutions


customers use our systems every day

Why add deferred payments to methods of payment?

Deferred payments supported by Blue Media are a favorite form of payment for customers who electronic equipment and household appliances.

Replacing a broken refrigerator cannot wait but paying for a new one sure can. Even up to 30 days!

If you offer differed payments, you can meet your customers’ needs and increase the chance of subsequent purchases in your store.

“Buy now, pay later” is an extremely popular payment method.

People quickly realized that if offers a degree of psychological comfort, independence, and control over their spending. They can buy an item when they need it, and not only when they have the required resources.

You can trust us

On October 1, 2013, we were granted the status of a national payment institution supervised by the Polish Financial Supervision Authority.

Since 2011, following the approval of the National Bank of Poland, we have been conducting billing and settlement operations subject to the supervision of the NBP.

We have a PCI DSS certificate that allows us to process card data in IT systems and payment gateways.

We belong to the Polish Organization of Non-Bank Payment Institutions (Polska Organizacja Niebankowych Instytucji Płatności) and the Banking Technology Forum (Forum Technologii Bankowych) at the Polish Bank Association (Związek Banków Polskich).

Do you need more details?

Contact our sales department and find out how we can work together

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