Credit payments


A modern source of financing for e-commerce and a convenient solution for online buyers

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Why use credit payments?

This solution is beneficial for both the customer, who can postpone the payment or use convenient instalments, and for the store, as you can receive the full amount immediately.

A more attractive offer

Customers are very eager to use the option of spreading the repayment of receivables into convenient instalments, because they can buy the product they need right away without spending a larger amount at a time.

Online instalments are often offered by stores that sell furniture, home appliances, electronics, and premium goods.

More control over the company's finances

You do not have to wait for the customer to pay the full amount as it is transferred to your account immediately after the transaction has been finalized.

This allows for more operational capabilities, full control over your funds, and no worries about your financial liquidity.

Access to more customers

All applications submitted by your customers will be processed swiftly.

Our online instalment solutions have been implemented in several thousand online stores in Poland that use our payment gateway.

Deferred payments are quickly becoming popular as a modern payment service.

Use our convenient online payment calculator below to calculate the costs of online payment implementation and processing for your store.

We have an offer for you

Type of business:

Select monthly turnover:

Activation fee


Monthly fee

( % transaction value )


Available payment methods

Instalments, deferred payments, BLIK, cards, PBL, transfer

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Online instalments

Your customers can pay in convenient instalments while you can achieve higher conversion, greater cart value, more frequent visits, and access to a wider group of customers.

The decision is issued within a maximum of 15 minutes of submitting the application.

Our service partner is Alior Bank.

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Deferred payments

Your customers can pay for their purchases within 30 days and without incurring any additional costs; or use convenient instalments that will not impact their household budget.

The full amount is immediately transferred to your account and you can rest assured that the purchase was made by a verified customer.

Our service partner is Smartney.

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the year we entered the market


banks and financial institutions use our solutions


online stores use our online payment solutions consistently


customers use our systems every day

You can trust us

On October 1, 2013, we were granted the status of a national payment institution supervised by the Polish Financial Supervision Authority.

Since 2011, following the approval of the National Bank of Poland, we have been conducting billing and settlement operations subject to the supervision of the NBP.

We have a PCI DSS certificate that allows us to process card data in IT systems and payment gateways.

We belong to the Polish Organization of Non-Bank Payment Institutions (Polska Organizacja Niebankowych Instytucji Płatności) and the Banking Technology Forum (Forum Technologii Bankowych) at the Polish Bank Association (Związek Banków Polskich).

Do you need more details?

Contact our sales department and find out how we can work together

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