Payment and identification solutions for lenders


New, effective ways of fast and reliable customer verification and streamlined debt collection

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We provide a set of complementary tools to identify potetnial customers, but also facilitate transaction and online payment processing.

Immediate transfers

We are the creators of the BlueCash Payment System (SPBC), currently the most popular system that supports instant interbank transfers.

The solution can be used for:

  • express disbursement,
  • easier processing of loan repayments ,
  • verification transfers,
  • express phone transfers,
  • or mobile banking payments.
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SMS gateway

A fast and reliable way to communicate with current and future customers.

Thanks to the SMS gateway:

  • you can send verification codes,
  • you can remind your customers of upcoming repayment dates,
  • you can promote special offers.
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Verification system

We offer a set of modern and fully secure tools for the verification of personal and financial information of your customers.

You can use the entire system or selected components, such as:

All processes are carried out in accordance with the latest regulation of the European Parliament and the EU Council on the processing of personal data (GDPR) and the PSD2 directive.

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Why use our solutions?

Faster customer service

Our tools will let you quickly confirm the identity of a potential customer.

The verification process is carried out 100% online, which makes it fast and convenient.

An additional communication channel

SMS messages are one of the most effective forms of communication today, as most of us never part with our mobile phones.

The SMS gateway allows you to communicate with your customers whenever you need it.

More customers

Modern technological solutions are a significant competitive advantage as customers prefer processes that are faster and more convenient.

Online verification and instant transfers are just that.

We work with


the year we entered the market


banks and financial institutions use our solutions

2.1 million

verifications with our tools annually


credit information bureaus as well as loan and factoring companies use our solutions

You can trust us

On October 1, 2013, we were granted the status of a national payment institution supervised by the Polish Financial Supervision Authority.

Since 2011, following the approval of the National Bank of Poland, we have been conducting billing and settlement operations subject to the supervision of the NBP.

We have a PCI DSS certificate that allows us to process card data in IT systems and payment gateways.

We belong to the Polish Organization of Non-Bank Payment Institutions (Polska Organizacja Niebankowych Instytucji Płatności) and the Banking Technology Forum (Forum Technologii Bankowych) at the Polish Bank Association (Związek Banków Polskich).

Do you need more details?

Contact our sales department and find out how we can work together

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